Iran Financial Intelligence

The FinScope Iran Market Dashboard is a comprehensive financial intelligence platform that aggregates macroeconomic data, market prices and asset performance for Iran in one place. It covers inflation, liquidity, monetary base, interest rates, government budget, oil revenue, trade balance, foreign exchange rates, gold and coin prices, the Tehran Stock Exchange (TEDPIX), Tehran real estate and cryptocurrency markets priced in IRR.

Unlike simple news aggregators, FinScope structures data with full source attribution, methodology transparency, and revision history. Every indicator is tagged with its source, frequency, unit, coverage period and data quality. Users can drill from a 30-second market overview down to econometric analysis including correlation, regression and stationarity tests.

Inflation in Iran is primarily tracked through the Consumer Price Index (CPI) published by the Statistical Center of Iran (SCI) and Central Bank of Iran (CBI). FinScope displays headline CPI, food inflation, housing inflation, transportation, healthcare and a core inflation proxy where available. Users can view monthly, year-over-year and point-to-point inflation alongside historical trends back to 2018.

The inflation contribution chart decomposes headline inflation into weighted components, showing which categories (housing, food, transport) are driving each cycle. This is critical for understanding whether inflation is broad-based or concentrated in specific sectors, and how monetary policy changes propagate through consumer prices.

Liquidity (M2) and monetary base (M0) are tracked monthly in trillion-IRR units. The money multiplier (M2/M0) shows the banking system's leverage and credit creation capacity. Iran's liquidity has grown at double-digit annual rates for over a decade, structurally pressuring the rial and asset prices priced in IRR.

FinScope plots liquidity growth against inflation and USD/IRR to visualize their co-movement. However, correlation is not causation — liquidity growth influences inflation expectations and FX with lags that vary by regime. Use the Macro Correlation Lab to run rolling correlations and lag analysis for deeper research.

Iran has a multi-tier FX market: the free market rate, the NIMA (integrated foreign exchange) system rate used for imports, and historical official rates. The premium between free and NIMA rates reflects scarcity, sanctions pressure and import demand. FinScope tracks USD, EUR, GBP and AED against IRR with daily, weekly, monthly and yearly changes.

Historical USD/IRR data shows the structural depreciation of the rial from around 40,000 IRR/USD in 2015 to over 900,000 IRR/USD by 2026 (demo estimate). This long-term trend drives asset allocation decisions across gold, real estate, stocks and foreign-currency-denominated holdings.

Gold in Iran trades in two forms: physical gold (18K and 24K per gram) and minted coins (Emami, Bahar Azadi, half and quarter coins). The Emami coin contains approximately 8.13 grams of pure gold, giving it an intrinsic value equal to 8.13 × gold price per gram. The market price usually trades at a premium to melt value due to coin hoarding and liquidity demand.

FinScope tracks the coin premium historically, letting users see when coins are overpriced relative to gold content. The Gold vs USD and Gold vs Inflation charts help identify whether gold is acting as a hedge against currency depreciation or as a speculative instrument.

The Tehran Stock Exchange (TSE) is the largest equity market in Iran, with TEDPIX as the headline index and the equal-weight index providing a broader market view. The TSE is dominated by petrochemical, metal, banking and refinery stocks, making it highly sensitive to oil prices, FX rates and government policy.

FinScope provides a sector heatmap showing market-cap-weighted tile sizes colored by daily return. This visualization reveals market breadth, sector rotation and concentration risks. The P/E and P/B ratios for the broader market are displayed alongside dividend yield, helping users assess valuation relative to historical averages and alternative asset classes.

Tehran real estate is tracked across all 22 municipal districts with average price per square meter, monthly rent per square meter, rental yield, price-to-rent ratio and transaction volume. The city-wide aggregates provide a benchmark, while district-level data reveals divergent trends — affluent northern districts (1, 2, 3) typically appreciate faster than southern districts.

Rental yield (annual rent ÷ property price) is a key metric for buy-to-let investors. Tehran's gross rental yield currently ranges from 3% to 5%, well below inflation, making housing primarily a capital-appreciation play rather than an income asset. The price-to-rent ratio shows how many years of rent equal the purchase price — a high ratio signals overvaluation or strong appreciation expectations.

Iran's interest rate structure includes the interbank rate, bank deposit rates (currently around 20-25%), loan rates, government bond yields and a deeply negative real interest rate. The real interest rate, calculated as nominal rate minus inflation, has been negative for most of the past decade, discouraging savings and pushing capital toward real assets.

FinScope's Real Return calculator applies this logic across assets: nominal return minus inflation gives the approximate real return. Investors use this to compare which asset class actually preserves purchasing power over time — gold, housing and FX have historically outperformed nominal bank deposits in real terms.

Iran's government budget is structurally dependent on oil revenue, which fluctuates with sanctions, OPEC quotas and global oil prices. When oil revenue falls, the government typically finances the deficit through bond issuance, borrowing from the Central Bank, or privatization proceeds — all of which expand liquidity and put downward pressure on the rial.

FinScope breaks down government revenue (tax, oil, customs, other) and expenditure (wages, pensions, subsidies, construction, defense, debt service) alongside the historical deficit and total debt path. The deficit-to-GDP ratio and oil-dependency ratio are key indicators of fiscal sustainability.

Iran's oil production capacity is estimated at 3.5–4.0 million barrels per day, though actual output has been constrained by sanctions since 2018. Exports have fluctuated widely, with China being the largest remaining buyer. Revenue estimates combine production, exports and Brent price, adjusted for discounts and sanction-related payment friction.

All oil revenue figures on FinScope are clearly labeled as "Estimated" because official data is not consistently published. Sanctions, opaque buyer networks and barter arrangements make exact figures difficult to verify. Always cross-reference multiple sources for oil-related data.

FinScope consolidates Iran's key economic indicators — inflation, liquidity, monetary base, GDP growth, unemployment, trade balance, oil production, government budget, FX rates, gold, stocks, housing and crypto — into a single dashboard with consistent units, frequency and source attribution. Each indicator includes metadata on data quality, last update, methodology and known revisions.

Whether you are a student learning Iranian macroeconomics, a trader monitoring cross-asset opportunities, an analyst researching fiscal sustainability or an investor evaluating Tehran real estate, the Iran Market Dashboard provides the structured data foundation you need — with transparency about what is known, what is estimated, and what is uncertain.